Post about "Finance"

Business Financing And Commercial Loans For All

Business needs funds for its smooth functioning. Funds carry same importance as blood in our veins. In other words, it is really difficult to imagine a business without funds. Usually, financial market has number of sources that provide finance for business. But, the best source among them is business financing and commercial loans.Business Financing and Commercial Loans can be availed through banks, financial institutions or from various building societies. Due to this neck throat competition, the borrower can get competitively low cost for Business Financing and Commercial Loans.Business Financing and Commercial Loans can be used in following ways:o To start a new business or,o Investing in existing business or,o Buying machinery and equipments for business or,o Consolidating business debts etc.Business Financing and Commercial Loans can be availed in two ways that is by placing collateral and without placing collateral. Both are good in their own way. So, the borrower can choose any of the way as per his financial position and convenience.Interest rates in business financing and commercial loans vary from borrower to borrower. The lender determines the rate of interest by considering certain factors. Some of the factors are as follows:o Rates prevailing in the marketo Flow of businesso Type of businesso Amount being borrowedo Credit worthinesso financial statusThe borrower is recommended to apply for business financing and commercial loans through online mode. Online mode simplifies the task as it is just a matter of minutes to locate, compare and apply to the lender.Following are some of the points which the borrower is suggested to consider:o He must try to deal with an authorized and well known lender.o Timely repayments of loan must be made.o An amount must be procured by considering the repaying ability.o Comparison and research is recommended as it helps in getting the best loan deal.

Shoe Repairs And Several Other Things When I Was 7

Shoe Repairs And Several Other Things When I Was 7
My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to “Keep us in shoe Leather” to coin a phrase!

He bought several different sizes of cast iron cobbler’s “lasts”. Last, the old English “Laest” meaning footprint. Lasts were holding devices shaped like a human foot. I have no idea where he would have bought the shoe leather. Only that it was a beautiful creamy, shiny colour and the smell was lovely.

But I do remember our shoes turned upside down on and fitted into these lasts, my Dad cutting the leather around the shape of the shoe, and then hammering nails, into the leather shape. Sometimes we’d feel one or 2 of those nails poking through the insides of our shoes, but our dad always fixed it.

Hiking and Swimming Galas
Dad was a very outdoorsy type, unlike my mother, who was probably too busy indoors. She also enjoyed the peace and quiet when he took us off for the day!

Anyway, he often took us hiking in the mountains where we’d have a picnic of sandwiches and flasks of tea. And more often than not we went by steam train.

We loved poking our heads out of the window until our eyes hurt like mad from a blast of soot blowing back from the engine. But sore, bloodshot eyes never dampened our enthusiasm.

Dad was an avid swimmer and water polo player, and he used to take us to swimming galas, as they were called back then. He often took part in these galas. And again we always travelled by steam train.

Rowing Over To Ireland’s Eye
That’s what we did back then, we had to go by rowboat, the only way to get to Ireland’s eye, which is 15 minutes from mainland Howth. From there we could see Malahide, Lambay Island and Howth Head of course. These days you can take a Round Trip Cruise on a small cruise ship!

But we thoroughly enjoyed rowing and once there we couldn’t wait to climb the rocks, and have a swim. We picnicked and watched the friendly seals doing their thing and showing off.

Not to mention all kinds of birdlife including the Puffin.The Martello Tower was also interesting but a bit dangerous to attempt entering. I’m getting lost in the past as I write, and have to drag myself back to the present.

Fun Outings with The camera Club
Dad was also a very keen amateur photographer, and was a member of a camera Club. There were many Sunday photography outings and along with us came other kids of the members of the club.

And we always had great fun while the adults busied themselves taking photos of everything and anything, it seemed to us. Dad was so serious about his photography that he set up a dark room where he developed and printed his photographs.

All black and white at the time. He and his camera club entered many of their favourites in exhibitions throughout Europe. I’m quite proud to say that many cups and medals were won by Dad. They have been shared amongst all his grandchildren which I find quite special.

He liked taking portraits of us kids too, mostly when we were in a state of untidiness, usually during play. Dad always preferred the natural look of messy hair and clothes in the photos of his children.